Students pursuing high-need fields of study, like nursing, teaching and STEM subjects may get assistance from state governments. Nursing and teaching grants are issued by states, in return for service obligations that require participants to work in under-served areas. By committing to work as a teacher or nurse within your state, for a period of two to four years, you might receive tuition abatement that amounts to a free ride through college. If you don’t follow through on your end of the service agreement, your grant becomes a loan that you must repay-with interest.
Low-income and disadvantaged students qualify for general need-based aid in most states that offer it, but specific funding is also set aside for students whose access to education is severely limited by social and financial conditions. Exceptional hardship is calculated differently in each state, but the students whose circumstances present the greatest educational obstacles are the first to be considered for state grants.
It can also be helpful to understand how the Federal Student Aid Office uses the information on the FAFSA to decide how much aid each student gets. The financial details are used to calculate your Expected Family Contribution (EFC). This is the Federal Student Aid office’s estimate of what your family should reasonably be able to pay toward college costs, based on these factors:
Grants for college students fall across two broad categories, depending on what eligibility requirements are attached to the funds. Need-based grants are issued to students exhibiting the greatest levels of financial hardship in paying for college. On the other hand, merit-based grants are tied to performance-like good grades and other personal achievements.
The Federal Supplemental Educational Opportunity Grant – The FSEOG is designed to give financial aid to undergraduate students with extreme financial need. The FSEOG program is funded by the Federal government, and administered through the financial aid offices of participating colleges and universities. Students must apply through their college of choice, and grants are awarded on a first come, first served basis.
If you’re a noncitizen without a Social Security card or had one issued through the federal Deferred Action for Childhood Arrivals program, you should fill out the California Dream Act Application found at caldreamact.org. You don’t need to fill out a FAFSA form to be eligible for California student financial aid. Contact the California Student Aid Commission (csac.ca.gov) or your financial aid administrator for more information. Additional forms might be required. Applicants are encouraged to keep a record of their submission by printing out their online FAFSA confirmation page or obtaining proof of mailing the FAFSA form.