If you qualify for financial aid at the federal level, there is a good chance you are in line for similar treatment from your home state. The Federal Pell Grant Program is an iconic tuition initiative that provides financial needy students with college money that doesn’t require repayment. States run similar programs, so if you’re eligible for a Pell Grant, you might also qualify for state grant money.
Grants for students with disabilities come from a variety of sources, and address a variety of different needs. Some grant programs are designed to help disabled students find their place in a traditional college campus environment, while others may offer financial aid to students attending a special needs school. Most grants for disabled students are specific to the applicants handicap, though some may be broadly applied to all disabled students.
Low-income and disadvantaged students qualify for general need-based aid in most states that offer it, but specific funding is also set aside for students whose access to education is severely limited by social and financial conditions. Exceptional hardship is calculated differently in each state, but the students whose circumstances present the greatest educational obstacles are the first to be considered for state grants.
You could get more non-federal aid: “Schools and states have a limited amount of aid, and a bunch of states have a FAFSA deadline of ‘as soon as possible after October 1,’ (meaning they actually could run out of financial aid) so it’s good to be at the front of the line!” according to a post on the Department of Education blog. If you apply early, you’ll have a better chance to qualify for these non-federal financial aid programs.
Many regions of the country are currently experiencing critical shortages in licensed healthcare personnel. Nurses, nurse practitioners, and primary care physicians are all in great demand across the country. Grant programs, supported by both public and private sources, have been put into place to encourage students to pursue careers in the healthcare industry. Many of these grants are award-for-service programs, and recipients will be required to serve a predetermined time of service in a high need medical facility, or under-served urban or rural community.
Hispanics are now the fastest growing minority population in the United States. Unfortunately, the rise in population numbers is not yet adequately reflected in the number of college-bound Hispanic students. This is beginning to change, however, and the availability of dedicated college grants for Hispanic students is on the rise. Grants for Hispanic students are supported by charitable foundations and advocacy groups, as well as by corporations and professional associations dedicated to diversifying the American workforce. Hispanic students will find a large number of grants designed to encourage them to pursue specific career paths, with an emphasis on science, mathematics and technology.
Students searching for non-government funded college grants should begin by combining their status as a student (undergraduate or graduate), their field of interest and their personal background (minority status, gender, etc). Many grant programs can be found with a focused search of the internet, or through the financial aid offices of colleges and universities. This can be time consuming, but the rewards can be substantial.
Students pursuing high-need fields of study, like nursing, teaching and STEM subjects may get assistance from state governments. Nursing and teaching grants are issued by states, in return for service obligations that require participants to work in under-served areas. By committing to work as a teacher or nurse within your state, for a period of two to four years, you might receive tuition abatement that amounts to a free ride through college. If you don’t follow through on your end of the service agreement, your grant becomes a loan that you must repay-with interest.
As students begin to investigate possible grants for college, they will likely find a variety of award-for-service grants. These types of grants are typically allied to a distinct course of study, and are applied to students with definite career goals. Typically they address critical shortages in certain professional fields including healthcare, legal aid, teaching and social work. A grant-for-service requires recipients to agree to a predetermined term of service, working within their chosen field, at a critical need facility or in an under-served community. If the student fails to meet their obligations, the grant will revert to a standard student loan, and the student will be expected to repay all monies received plus interest.
Grants for doctoral candidates and graduate students are highly competitive, and focus on the financial needs of students engaged in research to complete their high level degrees. These grants are often referred to as fellowships, and are typically sponsored by colleges and universities as a way of bringing the best and brightest graduate students to their campuses. Unlike the more traditional undergraduate grants, these programs place a great amount of weight on academic achievement. Financial need is a secondary consideration. Grants for graduate and doctoral students are typically high dollar awards, and will include funds for research related travel and stipends for living expenses.
Non-traditional students include those people who are returning to college after a prolonged absence, or those students returning for specific training for career advancement. Often women returning to college after raising a family, or single parents pursuing career advancement through education will fall into this category. Non-traditional students may also refer to those students who are changing from a technical school to a four year college or university.
Almost all of our grants (listed above) are awarded to students with financial need. If you are interested in our grants, or in any federal student aid, you have to start by submitting a Free Application for Federal Student Aid (FAFSA®) form. You have to fill out the FAFSA form every year you’re in school in order to stay eligible for federal student aid. Once you’ve done that, you’ll work with your college or career school to find out how much you can get and when you’ll get it.
We all hear horror stories about how much college costs now -- and will cost in 10 or 20 years (tuition increases between four and seven percent annually).That said, it's not too late to find a way to make paying for college manageable -- not easy, but manageable. Just remember one thing: Paying for college is a family affair. Parents and students must work together to make college affordable. Obviously, the earlier you start, the easier it will be. However, it's never too late to make a difference.
Students receiving financial aid are required to complete 67 percent of the classes they attempt with a 2.0 GPA to continue receiving aid. For instance, you are awarded aid for Fall/Spring of the academic year, are making progress, and started in the fall semester with 12 credit hours and withdrew from a 3 credit hour class. You will have completed 75% of the classes attempted. Your aid is not in jeopardy. If you complete less than 67% the fall semester and/or your GPA falls below 2.0, you will receive a letter stating you are on warning; your aid for spring is not jeopardized. However, if you do not complete 67% of the total classes you attempt with a 2.0 GPA for the fall/spring semesters, you will be denied further aid.