There is currently a national push to encourage students to pursue degrees in science, technology, engineering and mathematics. The United States is currently falling behind in the number of students graduating with professional degrees in the STEM fields. Consequently, grants have become more abundant for students pursuing studies in these fields. These grant programs are typically sponsored by Federal agencies, state governments and professional associations.
You could get more non-federal aid: “Schools and states have a limited amount of aid, and a bunch of states have a FAFSA deadline of ‘as soon as possible after October 1,’ (meaning they actually could run out of financial aid) so it’s good to be at the front of the line!” according to a post on the Department of Education blog. If you apply early, you’ll have a better chance to qualify for these non-federal financial aid programs.
Some states use your FAFSA and your Estimated Family Contribution (EFC) to determine your eligibility for state financial aid. Other states require additional documentation, and deadlines are not always the same. Your state’s FAFSA filing deadline might be earlier than the federal requirement, so consult with your financial aid office or guidance counselor for specifics.
The American school system, like the healthcare system, is also experiencing a critical shortage of qualified professionals. Teachers are in great demand, particularly in historically under-served communities. Grants for educators are available from a variety of sources, including professional teaching associations, private endowments, and state governments. Many of these programs, particularly those supported by state governments, are award-for-service programs. Recipients will be required to sign a contract agreeing to a term of service teaching at a high need school, or in an under-served community.
The American Institute of Certified Public Accountants sponsors a variety of grants and scholarships for minority students pursuing a career in accounting. The AICPA Minority Doctoral Fellowship awards $12,000 to minority students completing their doctoral program in accounting. The fellowship is open to African-American, Native-American and Hispanic students.
It can also be helpful to understand how the Federal Student Aid Office uses the information on the FAFSA to decide how much aid each student gets. The financial details are used to calculate your Expected Family Contribution (EFC). This is the Federal Student Aid office’s estimate of what your family should reasonably be able to pay toward college costs, based on these factors:
Begin your grant search early, to allow yourself plenty of time to find, and apply to, the various grant programs for which you may be eligible. As you begin to search for possible education grants, you will find that they come in all shapes and sizes. You will also find that many grant programs may be found in the most unlikely of places. Look deeply, leave no stone unturned, and you may find the necessary education grants that will help meet your college costs.
Still, the potential payoff of applying for financial aid makes it worth it. It can make a world of difference if you put in the time and effort to understand the process and how to get the full financial aid you’re entitled. For some students, it’s the only reason they can complete a degree rather than dropping out of college. For others, financial aid helps them leave school with some student loans — but limits the debt to a manageable amount.
College costs have exploded over the past decade, increasing by a massive 33 percent from the 2004-2005 school year to 2014-15, according to the National Center for Education Statistics. For today’s average student, 70 percent of colleges are more expensive than they can afford. But while college is more expensive than ever, family incomes and college savings rates have not kept pace.
In addition to grants dedicated to the economically disadvantaged, there are a wide range of grant programs designed to target the needs of students with both physical and mental disabilities. Grants for students with disabilities help to increase college accessibility to students facing a wide range of personal challenges, including blindness, hearing impairment, autism, and decreased mobility due to physical impairment. Disabled students looking for grants to help them pay for college should begin their search by focusing on advocacy groups and charitable foundations dedicated to the needs of people with their particular disability.
The following list of education grants is expansive in the scope of the programs it covers, but it is by no means exhaustive. Some of the 101 listings are for single grant programs, while others are a gateway to a list of further financial aid programs. At the very least, these 101 Grants Opportunities will give you an idea of the vast array of programs that exist to help deserving students find the money they need for college. It should also, hopefully, give you the confidence to keep searching until you find the grant program that will benefit you.
Grants for students with disabilities come from a variety of sources, and address a variety of different needs. Some grant programs are designed to help disabled students find their place in a traditional college campus environment, while others may offer financial aid to students attending a special needs school. Most grants for disabled students are specific to the applicants handicap, though some may be broadly applied to all disabled students.
The search for college grants can lead to some very unique financial aid opportunities. College-bound students looking for education grants will soon find there are programs to address almost any interest. The following grants are examples of the diverse types of financial aid programs that are available to the enterprising student searching for a way to offset the cost of their higher education. These examples also prove that focusing on your interests can lead you to financial aid opportunities which could otherwise go overlooked.
Some college grant programs are open to all students regardless of background or field of study. These are considered General Grants, and typically are decided according to financial need and academic performance. A great number of college grants, however, are designed to target specific portions of the population or students pursuing particular degrees or career paths. These can be broken down into the following categories.
The Federal Supplemental Educational Opportunity Grant – The FSEOG is designed to give financial aid to undergraduate students with extreme financial need. The FSEOG program is funded by the Federal government, and administered through the financial aid offices of participating colleges and universities. Students must apply through their college of choice, and grants are awarded on a first come, first served basis.
You must complete the Free Application for Federal Student Aid (FAFSA). This form allows you to apply for all types of aid. There are not separate applications for each type of aid. This form is all you will need to apply. The financial aid process is a lengthy one. The best advice is to get this form in as early as possible, as any delays may affect the timeliness of your award.