Grants for Native American students may be less prevalent than those for other minorities, but they are beginning to become more plentiful. State governments, advocacy groups and private endowments support a growing number of grants dedicated to helping Native-Americans pursue a college education. Many of these programs target members of specific Native-American tribes, and students will be required to present documentary evidence of their American Indian heritage. A large number of grants for Native-American students are career-specific, with an emphasis on healthcare, education, science and technology.
Historically underrepresented groups, such as African-Americans, Native-Americans, Asian-Americans and Hispanics, are often eligible for higher education grants. Funding for these grant programs comes from a variety of sources, both public and private. Many grant programs are dedicated to increasing diversity in the traditionally white male dominated fields of science and business.
Planning for college expenses is one of the biggest financial projects that a family can undertake. Four years of college can cost tens of thousands of dollars -- the average annual cost (tuition plus room and board) at private U.S. colleges is now $35,636 -- and it's increasingly easy to break into the six-figure range, especially for advanced degrees [source: Lewin]. Parents, you've probably wondered just how you'll afford to send your child to the college or university that he or she has dreamed about and earned the right to attend.
Your school will notify you if you must repay part of the grant. From that point, you will have 45 days to either pay that portion of the grant back in full or enter into a satisfactory repayment arrangement. If you enter into a satisfactory repayment arrangement, the school may assign the debt to ED for collection or may keep the debt and allow you to make payments directly to them.
Begin your grant search early, to allow yourself plenty of time to find, and apply to, the various grant programs for which you may be eligible. As you begin to search for possible education grants, you will find that they come in all shapes and sizes. You will also find that many grant programs may be found in the most unlikely of places. Look deeply, leave no stone unturned, and you may find the necessary education grants that will help meet your college costs.
Grants provide much needed financial support for students of all types, and from a variety of diverse backgrounds. For many students, education grants mean the difference between achieving their college dreams and having those dreams deferred. Students should make the search for college grants a priority when preparing for college. Before considering any high cost college loans, students should investigate the many and varied grant opportunities that may be available to them.
If you’re a noncitizen without a Social Security card or had one issued through the federal Deferred Action for Childhood Arrivals program, you should fill out the California Dream Act Application found at caldreamact.org. You don’t need to fill out a FAFSA form to be eligible for California student financial aid. Contact the California Student Aid Commission (csac.ca.gov) or your financial aid administrator for more information. Additional forms might be required. Applicants are encouraged to keep a record of their submission by printing out their online FAFSA confirmation page or obtaining proof of mailing the FAFSA form.