Students ineligible for federal aid but who meet state financial aid program and residency requirements should complete the Washington Application for State Financial Aid at readysetgrad.org/wasfa instead of the FAFSA form. Contact the Washington Student Achievement Council (readysetgrad.org/wasfa) or your financial aid administrator for more information.
Low-income and disadvantaged students qualify for general need-based aid in most states that offer it, but specific funding is also set aside for students whose access to education is severely limited by social and financial conditions. Exceptional hardship is calculated differently in each state, but the students whose circumstances present the greatest educational obstacles are the first to be considered for state grants.
While you are waiting for the Student Aid Report (SAR) that will be generated as a result of filing of the FAFSA, you should contact the Records/Admissions department at EFSC to make sure your records are complete. You will have to order your high school transcript, declare your major, and take the appropriate college placement test for your program of intent. If you have attended other colleges, you also have to order official transcripts for evaluation of transfer credit.
Federal grant programs are driven by the congressional funding that fills the coffers. As a result, maximum grant awards and general availability change every year. Currently, annual Pell Grant award maximums hover around $5000 per student. Some government grants, like FSEOG are distributed on a first-come first-served rotation that continues until funding is exhausted, so time is of the essence. To maximize your access to federal grant dollars, it is essential that you file your FAFSA as early as possible.
Every state maintains its own college grant programs, and they are typically only available to student residents. While it would be impossible to list every education grant from each state in the union in the space available here, the following examples will give students an idea of the types of programs that may be available through their own state governments. College-bound students are encouraged to visit their state’s higher education website for detailed information on any and all merit-based and need-based grant programs which may be available.
Before considering any form of education loan, students need to investigate possible grants for which they may be qualified. Grant money for college never has to be repaid, and there are a wide array of grant programs designed to benefit every kind of student, and every course of study. Thousands of organizations, both public and private, have grant money to award to students who are struggling to cover the costs of their college tuition.
You must complete the Free Application for Federal Student Aid (FAFSA). This form allows you to apply for all types of aid. There are not separate applications for each type of aid. This form is all you will need to apply. The financial aid process is a lengthy one. The best advice is to get this form in as early as possible, as any delays may affect the timeliness of your award.