Our team at Student Loan Hero works hard to find and recommend products and services that we believe are of high quality. We sometimes earn a sales commission or advertising fee when recommending various products and services to you. Similar to when you are being sold any product or service, be sure to read the fine print to help you understand what you are buying. Be sure to consult with a licensed professional if you have any concerns. Student Loan Hero is not a lender or investment advisor. We are not involved in the loan approval or investment process, nor do we make credit or investment related decisions. The rates and terms listed on our website are estimates and are subject to change at any time.

In addition to grants dedicated to the economically disadvantaged, there are a wide range of grant programs designed to target the needs of students with both physical and mental disabilities. Grants for students with disabilities help to increase college accessibility to students facing a wide range of personal challenges, including blindness, hearing impairment, autism, and decreased mobility due to physical impairment. Disabled students looking for grants to help them pay for college should begin their search by focusing on advocacy groups and charitable foundations dedicated to the needs of people with their particular disability.


Almost all of our grants (listed above) are awarded to students with financial need.  If you are interested in our grants, or in any federal student aid, you have to start by submitting a Free Application for Federal Student Aid (FAFSA®) form. You have to fill out the FAFSA form every year you’re in school in order to stay eligible for federal student aid. Once you’ve done that, you’ll work with your college or career school to find out how much you can get and when you’ll get it.

If you qualify for financial aid at the federal level, there is a good chance you are in line for similar treatment from your home state. The Federal Pell Grant Program is an iconic tuition initiative that provides financial needy students with college money that doesn’t require repayment.  States run similar programs, so if you’re eligible for a Pell Grant, you might also qualify for state grant money.

The American school system, like the healthcare system, is also experiencing a critical shortage of qualified professionals. Teachers are in great demand, particularly in historically under-served communities. Grants for educators are available from a variety of sources, including professional teaching associations, private endowments, and state governments. Many of these programs, particularly those supported by state governments, are award-for-service programs. Recipients will be required to sign a contract agreeing to a term of service teaching at a high need school, or in an under-served community.

It can also be helpful to understand how the Federal Student Aid Office uses the information on the FAFSA to decide how much aid each student gets. The financial details are used to calculate your Expected Family Contribution (EFC). This is the Federal Student Aid office’s estimate of what your family should reasonably be able to pay toward college costs, based on these factors:
Nursing Scholarships provide college financing for students willing to make employment commitments for 2 years of service at crucial-shortage health care facilities.  Tuition and other approved expenses are abated in return for the service agreement, and qualified applicants receive monthly stipends beyond college costs. Funding is available to nurses studying at all levels, with half of available resources disbursed to master’s degree candidates.  Priority consideration is given to the most disadvantaged students.  When service obligations are not met, grants revert to loans that must be repaid-with interest.
Nursing Scholarships provide college financing for students willing to make employment commitments for 2 years of service at crucial-shortage health care facilities.  Tuition and other approved expenses are abated in return for the service agreement, and qualified applicants receive monthly stipends beyond college costs. Funding is available to nurses studying at all levels, with half of available resources disbursed to master’s degree candidates.  Priority consideration is given to the most disadvantaged students.  When service obligations are not met, grants revert to loans that must be repaid-with interest.

Students pursuing high-need fields of study, like nursing, teaching and STEM subjects may get assistance from state governments. Nursing and teaching grants are issued by states, in return for service obligations that require participants to work in under-served areas.  By committing to work as a teacher or nurse within your state, for a period of two to four years, you might receive tuition abatement that amounts to a free ride through college.  If you don’t follow through on your end of the service agreement, your grant becomes a loan that you must repay-with interest.


Our team at Student Loan Hero works hard to find and recommend products and services that we believe are of high quality. We sometimes earn a sales commission or advertising fee when recommending various products and services to you. Similar to when you are being sold any product or service, be sure to read the fine print to help you understand what you are buying. Be sure to consult with a licensed professional if you have any concerns. Student Loan Hero is not a lender or investment advisor. We are not involved in the loan approval or investment process, nor do we make credit or investment related decisions. The rates and terms listed on our website are estimates and are subject to change at any time.
The Academic Competitiveness Grant is available to students who have already qualified for the Pell grant. A grant award of $750 is available to freshman students, and a further award of up to $1300 is available to qualifying sophomores. The ACG is open to students majoring in a critical need area, such as math, science, technology, engineering and foreign languages.
The Federal TEACH Grant – The TEACH Grant is an example of an award-for-service program. The grant provides Federal funding to students who agree to take up a teaching position in a high need field, or critical shortage facility, following graduation. Recipients must sign a contract agreeing to a predetermined time of service. Students who fail to fulfill their teaching obligations will have their grant revert to a student loan, and will be responsible for the full repayment, plus interest, of that loan.

Students searching for non-government funded college grants should begin by combining their status as a student (undergraduate or graduate), their field of interest and their personal background (minority status, gender, etc). Many grant programs can be found with a focused search of the internet, or through the financial aid offices of colleges and universities. This can be time consuming, but the rewards can be substantial.
Grants provide much needed financial support for students of all types, and from a variety of diverse backgrounds. For many students, education grants mean the difference between achieving their college dreams and having those dreams deferred. Students should make the search for college grants a priority when preparing for college. Before considering any high cost college loans, students should investigate the many and varied grant opportunities that may be available to them.
Many grant programs are dedicated to the needs of students pursuing specific degrees, and with specific career goals. Typically, these programs are designed to encourage and support those students who are pursuing professional careers in high need fields such as science, mathematics, healthcare, and education. These subject specific grants are sponsored by a variety of sources, including Federal and state governments, corporations and professional associations.
Low-income and disadvantaged students qualify for general need-based aid in most states that offer it, but specific funding is also set aside for students whose access to education is severely limited by social and financial conditions.  Exceptional hardship is calculated differently in each state, but the students whose circumstances present the greatest educational obstacles are the first to be considered for state grants.

Grants for college students fall across two broad categories, depending on what eligibility requirements are attached to the funds.  Need-based grants are issued to students exhibiting the greatest levels of financial hardship in paying for college. On the other hand, merit-based grants are tied to performance-like good grades and other personal achievements.
There is currently a national push to encourage students to pursue degrees in science, technology, engineering and mathematics. The United States is currently falling behind in the number of students graduating with professional degrees in the STEM fields. Consequently, grants have become more abundant for students pursuing studies in these fields. These grant programs are typically sponsored by Federal agencies, state governments and professional associations.

You must complete the Free Application for Federal Student Aid (FAFSA). This form allows you to apply for all types of aid. There are not separate applications for each type of aid. This form is all you will need to apply. The financial aid process is a lengthy one. The best advice is to get this form in as early as possible, as any delays may affect the timeliness of your award.
×